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RESTRICTIONS AND RESERVATIONS FOR WALKERS CROSSING

1. All numbered lots shall be used for single-family residential purposes only and each lot shall constitute one residential building lot.

2. No lot may be subdivided in order to create any additional lots, however, a lot may be divided to be combined with adjoining lots. Also, any number of lots may be put together to form one lot. This paragraph is subject and subordinate to No. 26 of this Declaration.

3. The minimum square footage requirements for the main residence shall be 2,400 square feet of finished and heated footage for a two story or one-and-a-half story dwelling and 2,100 square feet of finished and heated footage for a one story dwelling erected on any lot. In each case the required square footage shall be exclusive of all basement areas, porches, carports, or garages. The determination of the applicable minimum square footage required for any dwelling shall be made by and in the sole discretion of the Architectural Committee.

4. No dwelling shall be erected, placed, or permitted to remain on any lot other than one single-family dwelling. All dwellings shall not exceed two and a half stories in height at the elevation facing the street.

5. Neither property owners nor builders shall be permitted to cease construction prior to completion of any dwelling or allow the construction time to be excessively greater than the average or usual construction time for similar dwellings built by reputable contractors in the local area. No dwelling or part of any dwelling may be occupied for living purposes, temporary or permanent, until construction is completed and a certificate of occupancy or permit issues or granted by Bedford County officials.

6. No building of any kind shall be located on any lot less than 40 feet from the front property line nor shall it be located less than 15 feet from the side lot line nor less than 50 feet from the rear lot line. This paragraph is subject and subordinate to No. 20. No building of any kind shall be located on any lot closer than the setbacks on the plat. In all cases if the above setbacks are less restrictive than required by the Bedford County Subdivision Ordinance, the ordinance in effect shall control the setbacks.

7. No house trailer, mobile home, double-wide or modular home shall be permitted at any time on any lot. No semi tractor-trailer or similar commercial trucks shall be regularly parked on any lot.

8. The exposed foundation wall of any dwelling shall be brick, stone, or Dryvit. In addition, the exposed exterior surface of all chimneys shall be faced with brick, stone, or Dryvit. Any gas or wood fireplace appliance built into any dwelling shall be located to the inside of the dwelling or if to be located to the outside, it shall be enclosed in a chimney unless otherwise approved in writing by the Architectural Committee.

9. Each property owner shall keep his property free from tall grass, undergrowth, dead trees, trash and rubbish and shall properly maintain his property. Each lot owner shall be responsible for seeding, mowing, and maintaining that portion of land between each lot line and the pavement of the street. Each owner of a lot abutting the lake shall maintain a pleasing appearance, proper contour of the lake bank and prevent erosion.

10. No noxious or offensive activity shall be carried on within this subdivision, nor shall anything be done which shall constitute a nuisance to the other property owners.

11. No signs or billboards shall be allowed on any lot except For Sale signs of the usual size and shape.

12. No building materials (except during the time of construction), unlicensed or inoperable, or inventories may be stored outside at any time. Storage of firewood and trash containers shall be restricted to the rear yard and well screened as not to cause an eyesore to adjoining lot owners. Propane tank shall be aesthetically well-screened and located on side or rear of the dwelling.

13. All utility lines shall be installed and maintained underground.

14. Off street parking shall be provided on each lot to accommodate all vehicles owned by the residents of the dwelling. Parking of all recreational vehicles and related equipment, including but not limited to motor homes, boats, and boat trailers, other than on a temporary and non-recurring basis shall be kept in a garage. All driveways shall be either asphalt, concrete, brick pavers, or other imperious surfaces.

15. Developer strongly encourages all lot owners to make every effort to retain all mature trees on the property. No living tree more than 8" in diameter may be removed unless removal is necessary to the construction of the dwelling and approved by the Architectural Committee. Also the Architectural Committee shall approve the site location of all dwellings prior to any clearing or construction activity. The purpose of this paragraph is to preserve and protect the integrity, stability, and beauty of Walkers Crossing including the lake, trees, and mountain views.

16. No lot or part of any lot shall be used for a roadway or access to any other parcel of land lying outside this subdivision without the written consent of the Developer, its successors, or assigns.

17. These and future lots abutting the lake shown on the plat are Lots 4, 7, 8, 15, and 16. Only the owners of lots abutting the lake, their guests and invitees shall have the right to use the said lake, which right shall be a joint and common right with all of the owners of lots abutting the lake and which right shall not be granted to anyone other than the owners of lots abutting the lake. The cost of maintaining, repairing and restoring the lake and the dam shown on the attached plat shall be borne and paid pro-rata by the owners of Lots 4, 7, 8, 15, and 16, and future lot owners abutting the lake. Furthermore, no person having the right to use the lake will be permitted to use any boat with a gasoline motor on the lake. The owners of lots abutting the lake shall be entitled to determine reasonable rules and regulations for the use and maintenance of the lake with each owner being entitled to one vote in determining said rules and regulations and a majority vote deciding any issue. All lot owners shall keep the shoreline free of tall grass and underbrush as to keep a neat and pleasant shoreline for all lake lot owners.

18. Television antennas, radio antennas, or television satellite dishes 18" or less in diameter may be placed on the rear of any lot behind the dwelling so long as they are not readily visible from the street. Except as expressly permitted in the previous sentence, no communication receiving and/or transmitting devices (including but not limited to television antennas, radio antennas, satellite dishes, CB, or other antennas) may be placed on any lot without the written approval of the Architectural committee. If there is any question or concern, the Architectural Committee shall have final authority.

19. No dwellings, garages, or outbuilding, fence, screen plantings or other exterior improvements shall be erected, altered, or placed on any lot unless building plans, specifications, and site plans showing the location of such improvements have been submitted in advance in writing to, and approved in writing by, the Architectural Committee as to conformity and harmony of exterior design and exterior materials with existing structures in the area and as to location with respect to topography and neighboring structures as well as set backs. Driveway material shall be specified when submitting plans. No additional structure or improvements, including but not limited to swimming pools and tennis court, shall be constructed without the written approval of the Developer.

20. Notwithstanding any other provisions herein to the contrary, the Developer reserves for itself, its successors and assigns, the right to close, relocate streets and open new streets from this subdivision to property outside the subdivision, to change and modify the subdivision plan by changing the size and shape of any lot shown thereon including any building setback, yard, or dwelling area requirement.

21. Generally recognized house or yard pets, in reasonable number, may be kept and maintained on a Lot provided pets are not kept or maintained for commercial purposes. No animals may be kept in such numbers as to create a nuisance to the neighbors. Animals not recognized as house or yard pets include horses, goats, swine, sheep, cattle, poultry, and any other barnyard or zoo-type animals.

22. All homeowners are required to purchase and install the standard Walkers Crossing mailboxes which includes paper box. No plastic newspaper boxes.

23. Before the construction of any driveway, whether temporary or permanent, a culvert or drain pipe must be installed. The size and location of said drain pipe must be approved by the Developer prior to installation. All driveway entrances and mailbox access must conform to the minimum requirements of the Virginia Department of Transportation (VDOT). A gravel driveway must be installed prior to any clearing, grading or construction on any lot to provide off street parking for construction vehicles in order to prevent soil erosion and to keep mud and debris off the streets. The builder and the lot owner will be liable, jointly and severally, for damages to the street, shoulder of the road, utilities and for the costs of conforming to VDOT standards including those required for mailbox and driveway entrances. Driveways must be surfaced with asphalt, concrete, or other suitable material approved by the Architectural Committee within one year after the initial occupancy of the dwelling on any lot.

24. Any structure that was destroyed in whole or in part by fire or any other casualty must be rebuilt or removed. Restoration or demolition and removal of damaged structure must be commenced within 90 days of the casualty. If the structure is to be demolished, it must b demolished and all debris removed within 6 months. If rebuilding, the restoration/construction shall be completed within 9 months. Such restoration and rebuilding shall be conducted and approved in the same manner as any new construction or modification under the Architectural Committee.

25. All detached buildings from the main dwelling shall be permanent type construction, and the design and construction thereof shall be in keeping with the architecture of the main house. All detached buildings to be approved by the Architectural Committee subject to and in accordance with all subdivision ordinances of Bedford County, Virginia.

26. Each property owner is responsible for all construction debris during the construction period. Debris should be placed in a temporary dumpster or removed from site and the building site kept in a reasonably neat manner as not to cause an eyesore for the neighbors and the overall appearance of the development. At the time of construction, the builder and the lot owner will reliable and responsible, jointly and severally, for carrying out the appropriate approved erosion and sediment control measures (i.e. gravel construction entrances, driveway pipes, seeding, silt fence barriers, etc) and insuring that they are properly installed and functioning as planned. If there is any question or concern the Architectural Committee shall have final authority.

27. The Architectural Committee, hereinabove from time to time mentioned, shall consist of three persons appointed annually on the first day of January by the Developer, his successors or assigns, to serve for one year or until their successors have been duly appointed. Any vacancy occurring in the membership of said committee may be filled for the balance of the unexpired term by the Developer. Said committee shall select one of its members as chairman, keep written minutes of its proceedings, and have the right to establish reasonable by-laws, rules and regulations for carrying on its business. Any matter submitted in writing to all members of the architectural committee making a written request for approval by said committee which is neither approved nor disapproved in writing within 30 days after such submission shall be deemed to have been disapproved. The Architectural Committee may, by unanimous written consent, designate one of its members to act for it with respect to such matters as said committee may see fit, but such designation shall be subject to termination at any time by the committee upon request of any member thereof. No committee member shall be entitled to compensation for serving as such. The chairman of the Architectural Committee will be responsible for appointing a secretary to collect an annual fee for maintenance of the plantings of the front entrance including signage and lighting and all other entrance features. Also to pay any insurance on fence or signs.

28. All living dwellings in Walkers Crossing shall be responsible to pay $25.00 annual dues (with annual increases not to exceed 4% per year, as deemed necessary by the Architectural Committee) to the Architectural Committee for maintenance of the front entrance, including mowing, plants, and sign, and/or fence replacement. This fee shall be collected every January and pro-rated upon the closing of each house. It is at the sole discretion of the Architectural Committee to spend this money to maintain Walkers Crossing. If there is any question or concern, the Architectural Committee shall have final authority.

29. The Developer reserves the right to change and modify the subdivision plan by eliminating, combining, or changing the size and shape of any unsold lot shown thereon, including any building setback, or dwelling area requirement or to open, close, or relocate new streets or undedicated streets, including the right to convert lots into streets. The Developer also reserves the right to grant variances for these restrictions where in its sole discretion a hardship will be caused by compliance herewith. This shall terminate and be of no effect when Developer or its assignee does not own a lot in Walkers Crossing subdivision. As long as Developer owns one or more lots in Walkers Crossing, the Developer or the Architectural Committee may enforce or amend these restrictions and reservations. At and after such time as the Developer does not own any such lot, these restrictions may be amended or terminated only the written consent of the owners of at least sixty six percent (66%) of the lots in Walkers Crossing, duly recorded in the Clerk's Office of the Circuit Court of Bedford County, Virginia. The restrictions set forth shall be covenants running with the land and shall be binding for a period of 25 years from the recordation of this plat.

30. There are reserved, perpetual, alienable and releasable easements within the above-described real property and the right on, over and under the ground to erect, maintain and use electric and telephone poles, wires, cables, conduits, sewers, water mains, and other public conveniences, or utilities, on, in or over the rear and/or front twenty (20) feet of each lot and fifteen (15) feet along the sides of each lot within the development. There is further reserved within the above-described real property along the front, rear and side lines of all lots in the subdivision the right to maintain and use drainage easements fifteen (15) feet in width as the same are necessary for the proper flow and discharge of water from the streets in the aforesaid subdivision, and as the same are required from time to time by the Virginia Department of Transportation.